At Love's Financial, we understand that owner-operators
are a vital part of the U.S. supply chain.

Every day, hundreds of owner-operators trust us for freight factoring.
With 60-minute funding, superior customer service for companies of all sizes and no long-term contracts,
we are the factoring company owner-operators turn to for freight factoring.

Features For Owner-Operators

60-Minute Funding

Submit your invoice and receive funding on your freight bill in just 60 minutes.

Client Funding Account

As soon as your invoice is funded, get access to your funds through Client Funding Account.

Account Manager

Get dedicate support inside the Love's QuickPay app or over the phone whenever you need it.

Deep Discounts

Combine your factoring solution with our fuel discounts, no-fee credit line, Emergency Roadside Service, and more.

Flexible Fund Transfers

Get access to your funds in your Client Funding Account five different ways.

Back-office Support

Our team assists you with invoice creation, billing and accounts payable while providing detailed reporting.

Accounts Payable Insights

Get a detailed view into the status of every invoice with specific notes.

Mobile Invoice Submissions

Submit invoices, view reports, transfer funds and more while you are on the road.

Detailed Reports

Get detailed reports on your company's aging, funding account, collections and more.

Account Notifications

Instantly see the details you need to manage your business right on the Love's QuickPay dashboard.

In App Support

On the phone, via email or inside the Love's QuickPay web app, your account manager is never far away.

Fuel Advances

Need an advance for fuel? Submit the load details through the Love's QuickPay app and get access to the funds you need.


Meet Love's QuickPay, the most powerful transportation factoring solution

The Freight Factoring System, or Love's QuickPay, provides Love's clients with detailed access to their business' cash flow, access to funding in just 60 minutes and much more. 
View Demo

Dimensions: 800 x 509 (Replace me)


Owner-operators need easy access to data so they can get back on the road. With Love's QuickPay, quickly understand exactly the information you need to make your next business decision.



Get access to support from an account management professional directly from the client portal. No matter waiting on hold and leaving voicemails.



With mobile invoice submission, fuel advance requests and reprint, manage your business while you are on the road.


Are you a new owner-operator? Confused how freight factoring works?

Learn how hundreds of carriers across the U.S. factor their freight bills.